Monthly Financial Overview
See where your money came from, where it went and what remains.
Cash-Flow Structure
Income compared with each financial-life destination
Outflow Composition
Transfers between your own accounts are excluded
Priority Flow
RECEIVE → RUN → RESERVE → PROTECT → PREPARE → PROSPER
Budget vs Actual
Progress against the monthly plan
Recent Transactions
Latest entries for the selected month
Indian FY Snapshot
April to March
Account & Bank Balance Tracker
Enter each opening balance once. Transactions and own-account transfers update the estimated balance automatically.
Account Balance Movement
Estimated combined balance across your selected accounts
Credit cards and loan accounts are liabilities. Keep them in the Net Worth & Tax view rather than treating their limits as available bank money.
Transactions
Record money once. Internal transfers will not distort income or spending.
| Date | Type | Category | Description | Account | Amount |
|---|
Add your first income, expense, EMI, premium, reserve, investment or transfer.
Monthly Budget
Plan broad financial-life buckets first. Actuals come automatically from transactions.
Annual, Custom, Comparison & 5-Year Reports
Your monthly entries automatically become longer-term financial-life reports.
12-Month Income vs Outflows
Calendar-year monthly comparison
Income Tracker
Income by source for the report year
Expense Tracker
Household spending by category
Year Comparison
Current year against previous year
Custom Period Dashboard
Choose any date range for a focused view
5-Year Dashboard
Income Outflows Free cash flow
Personal Balance Sheet & Indian Tax Record
Track what you own, what you owe and tax payments recorded during the Indian financial year.
Assets
Financial and physical assets at today’s estimated value
Liabilities
Outstanding loan and card balances—not EMI amounts
Indian FY Tax Record
For record-keeping only; verify Form 26AS, AIS and filed returns independently.
Financial Good Habits
Daily awareness turns monthly reporting into better financial behaviour.
Live Daily Success
Percentage of money habits completed each day
Habit Consistency
Progress for each habit this month
Setup & Private Backup
Personalise the tracker and protect your device-local records.
Your profile
Accounts
Use commas to separate accounts.
Data backup
Browser data can be lost if browsing data is cleared. Download a private backup regularly.
Start again
This permanently removes this tracker’s data from this browser.
Indian category structure
These classifications prevent double counting. SIPs are investments, insurance is protection, and own-account transfers do not become income or expenditure.